Property Ownership

Which of the following creates an encumbrance on title in Georgia?

AA lease for less than one year
BA recorded mortgage, judgment lien, or easement✓ Correct
CA verbal rental agreement
DA broker listing agreement

Explanation

Encumbrances include any claim or liability attached to property, such as recorded mortgages, judgment liens, easements, and deed restrictions. These affect the owner's ability to convey clear title.

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