Fair Housing
The National Fair Housing Alliance (NFHA) is an organization that:
ARegulates real estate licenses
BAdvocates for fair housing enforcement and conducts fair housing testing and education✓ Correct
CInsures mortgages
DEstablishes property tax rates
Explanation
The NFHA is a private non-profit consortium of fair housing organizations that advocates for fair housing rights, conducts testing for discrimination, and educates the public and industry about fair housing laws.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Eminent DomainThe power of government to take private property for public use, with the requirement to pay the owner just compensation.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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