Environmental
In Hawaii, a seller of a property with known flooding history must disclose this because:
AA. Only if the property has been officially designated in a flood zone by FEMA
BB. It is a known material fact that affects the property's value and insurance requirements regardless of FEMA mapping✓ Correct
CC. Only if the flooding caused more than $10,000 in damage
DD. It is optional if the seller has already repaired the damage
Explanation
Known flooding history is a material fact requiring disclosure regardless of whether FEMA has officially mapped the property in a Special Flood Hazard Area.
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