Escrow & Title
In Hawaii, title insurance is issued at which point in the transaction?
AA. When the purchase contract is signed
BB. At or after closing when the policy is issued based on the conditions of title at that time✓ Correct
CC. Only after a quiet title action has been completed
DD. When the escrow is first opened
Explanation
Title insurance policies are issued at closing, covering title defects based on the state of title as of the policy's effective date (typically the date of recording the deed).
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