Agency
In Hawaii, when must an agent provide the agency disclosure form to a buyer?
AA. Only when the buyer makes an offer to purchase
BB. At the first substantive contact, before discussing specific properties or providing meaningful assistance✓ Correct
CC. After the buyer has selected a property they want to purchase
DD. Only when a formal buyer representation agreement is signed
Explanation
Hawaii requires the agency disclosure form to be provided at first substantive contact, before meaningful real estate assistance begins, so consumers understand the agency relationship.
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