Agency

The Hawaii agency disclosure form must be provided to the consumer:

ABefore, at, or after the first meeting
BAt the time of first substantial contact and before any substantive discussion of specific real property✓ Correct
COnly when a listing agreement is signed
DOnly if the consumer asks for it

Explanation

Hawaii law requires agency disclosure at the time of first substantial contact, before any substantive discussion of a specific property's terms or conditions.

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