Contracts

What does 'time is of the essence' mean for a financing contingency removal in Hawaii?

AA. The buyer can take as long as needed to arrange financing
BB. The buyer must remove the financing contingency or cancel the contract by the specified deadline; missing the deadline may constitute a breach✓ Correct
CC. The lender must approve the loan within 30 days of the application
DD. The seller must give the buyer additional time if requested

Explanation

When 'time is of the essence' applies, deadlines are strictly enforceable. If a buyer fails to remove the financing contingency by the contract deadline, the seller may have the right to cancel the contract and potentially retain the earnest money, depending on the contract terms. Buyers must manage their contingency timelines carefully.

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