Fair Housing
What is 'disability' as defined by the Fair Housing Act and what types of conditions are covered?
AOnly physical disabilities that prevent walking
BA physical or mental impairment that substantially limits one or more major life activities, a record of such impairment, or being regarded as having such impairment✓ Correct
COnly conditions listed by the Social Security Administration
DOnly disabilities present since birth
Explanation
The FHA's definition of disability (handicap) includes: (1) a physical or mental impairment substantially limiting a major life activity (mobility, seeing, hearing, learning, working), (2) a record of such impairment, or (3) being regarded as having such an impairment. This covers a wide range: mobility impairments, mental illness, HIV/AIDS, alcoholism in recovery, and more.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Abstract of TitleA condensed history of a property's title, summarizing all recorded documents and encumbrances affecting it from the earliest record to the present.
Chain of TitleThe sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
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