Fair Housing
What is the 'Affirmatively Furthering Fair Housing' (AFFH) obligation in Illinois?
AA requirement only for private landlords to market to minority applicants
BA federal obligation for HUD funding recipients to take meaningful actions to overcome historical patterns of housing segregation✓ Correct
CAn Illinois state law requiring integration in all new residential developments
DA HUD certification program for fair housing compliance
Explanation
The Affirmatively Furthering Fair Housing (AFFH) obligation comes from the Fair Housing Act and applies to recipients of HUD funding (cities, states, public housing authorities). They must take proactive steps to overcome historical patterns of housing segregation, not just avoid discrimination.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Net Operating Income (NOI)The annual income generated by an income-producing property after subtracting operating expenses, but before debt service.
Eminent DomainThe power of government to take private property for public use, with the requirement to pay the owner just compensation.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Math Concepts
State-Specific Concepts
DRE Regulation
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