Fair Housing

What is 'source of funds' discrimination and how does it affect Illinois housing?

ADiscrimination based on how a buyer finances their purchase
BDiscrimination against applicants based on the source of their income (wages vs. public assistance, housing vouchers); prohibited in Cook County and Chicago✓ Correct
CLenders charging different rates based on a buyer's financial institution
DSellers refusing offers from buyers with cash versus mortgage financing

Explanation

Source of income discrimination involves refusing to rent to applicants who receive income from public assistance, disability benefits, or housing vouchers. Cook County and Chicago prohibit source of income discrimination in housing, meaning landlords in those jurisdictions cannot reject otherwise-qualified applicants solely because they use housing choice vouchers or receive other forms of public assistance. This protection is not yet statewide in Illinois.

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