Escrow & Title
An 'all-inclusive deed of trust' (AITD) in Illinois would function similarly to a:
AQuitclaim deed transfer
BWraparound mortgage (seller holds the junior note covering the existing senior loan)✓ Correct
CReverse mortgage arrangement
DLand contract where the buyer holds title
Explanation
An all-inclusive deed of trust (used in some states) is functionally equivalent to a wraparound mortgage — the seller creates a new loan that 'wraps around' the existing mortgage, collects one payment from the buyer, and continues making payments on the underlying loan. Illinois primarily uses mortgages rather than trust deeds.
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