Property Valuation

An appraisal for a federally related transaction must be performed by which type of professional in Illinois?

AAny licensed real estate broker with 5 years of experience
BA state-licensed or state-certified appraiser, as required by FIRREA✓ Correct
CA HUD-approved inspector
DAn MAI-designated appraiser only

Explanation

FIRREA (Financial Institutions Reform, Recovery, and Enforcement Act of 1989) requires that federally related transactions use state-licensed or state-certified real estate appraisers. Illinois licenses and certifies appraisers under the Illinois Real Estate Appraiser Licensing Act, administered by IDFPR.

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