Fair Housing
What is the Illinois Human Rights Commission (IHRC) and what is its role?
AA federal agency that oversees IDFPR's real estate licensing decisions
BThe state agency that investigates and adjudicates complaints of civil rights violations, including housing discrimination under the Illinois Human Rights Act✓ Correct
CA nonprofit organization that provides fair housing education
DThe state agency that licenses fair housing counselors
Explanation
The Illinois Human Rights Commission (IHRC) is the state body that adjudicates civil rights complaints, including housing discrimination complaints filed under the Illinois Human Rights Act. The Illinois Department of Human Rights (IDHR) investigates complaints, and if it finds substantial evidence of a violation, the case may be referred to the IHRC for a formal hearing.
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Key Terms to Know
Agency
A legal relationship in which a licensee (agent) acts on behalf of a principal (buyer or seller) in a real estate transaction.
Net Operating Income (NOI)The annual income generated by an income-producing property after subtracting operating expenses, but before debt service.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
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