Escrow & Title
In Illinois, when is a deed considered effective to transfer title?
AWhen the deed is signed by the grantor
BWhen the deed is recorded in the county recorder's office
CWhen the deed is delivered to and accepted by the grantee✓ Correct
DWhen the notary acknowledges the deed
Explanation
A deed in Illinois becomes effective—and transfers title—when it is delivered to and accepted by the grantee. Recording is not required for the transfer to be effective between the parties, but recording protects against subsequent purchasers and creditors. The notarization (acknowledgment) is required for recording but is not what makes the deed effective. Physical or constructive delivery with intent to transfer is key.
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