In Illinois, who typically pays for the owner's title insurance policy at closing?

Explanation

In Illinois, who pays for the owner's title insurance policy is negotiable, but local custom varies. In Cook County and many northeastern Illinois counties, it is customary for the seller to pay for the owner's title insurance policy. In some other areas, the buyer pays. The parties should clarify this in the contract. The lender's title policy is almost always paid by the buyer.