Fair Housing
Redlining is the illegal practice of:
AMarking up a contract with proposed changes
BRefusing to make loans or provide services in certain geographic areas based on protected characteristics✓ Correct
CSteering buyers to specific neighborhoods
DSetting rent above market rate for minority tenants
Explanation
Redlining is the illegal practice of refusing to provide loans, insurance, or other financial services in geographic areas based on the racial or ethnic composition of those areas. It violates the Fair Housing Act and the Community Reinvestment Act.
Related Illinois Fair Housing Questions
- The Illinois Human Rights Act covers which of the following that the federal Fair Housing Act does NOT?
- Under the Illinois Human Rights Act, what is a 'reasonable accommodation' in the housing context?
- A Chicago landlord refuses to rent to a family because they have three children under 12. Under the Fair Housing Act and Chicago ordinances, this is most likely:
- Under the Fair Housing Act, a landlord may refuse to rent to a person with a disability who:
- Under the Fair Housing Act, which of the following is an example of a 'reasonable accommodation' that a landlord must provide to a disabled tenant?
- What is a 'protected class' and why is understanding all protected classes important for Illinois real estate agents?
- What is 'reasonable modification' under the Fair Housing Act and who pays for it in Illinois?
- Under the Fair Housing Act, a housing provider must make reasonable accommodations for persons with disabilities. An example of a reasonable accommodation is:
Practice More Illinois Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Illinois Quiz →