Contracts

What is a 'Home Warranty' in an Illinois real estate transaction?

AA required warranty provided by all Illinois home builders
BA service contract purchased by buyers or sellers providing coverage for repair or replacement of major home systems and appliances for a specified period✓ Correct
CA warranty deed that guarantees the home is free of defects
DAn insurance policy required for all FHA loans in Illinois

Explanation

A home warranty is a service contract that covers the repair or replacement of major home systems (HVAC, plumbing, electrical) and appliances during a specified period (usually 1 year). In Illinois transactions, sellers often offer home warranties as an incentive or to provide buyers with peace of mind. Home warranties are separate from homeowner's insurance (which covers damage from events like fire and weather) and from title insurance.

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