Agency

Which of the following would be considered a latent defect requiring disclosure in Illinois?

AA crack in an exterior wall that is clearly visible
BA sump pump in the basement that is functioning normally
CA history of water intrusion in the basement that was painted over and not disclosed✓ Correct
DAn older roof that has not been replaced but shows no leaks

Explanation

A latent defect is one that is not visible or apparent upon ordinary inspection. A history of water intrusion that was painted over to conceal it is a latent defect that must be disclosed under the Illinois Residential Real Property Disclosure Act. Failing to disclose known latent defects can result in legal liability.

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