Escrow & Title

A 'cloud on title' in Indiana refers to:

AA title insurance exclusion
BAny claim or encumbrance that may impair the owner's clear title✓ Correct
CA lien that has been fully satisfied
DThe abstract of title document

Explanation

A cloud on title is any outstanding claim, lien, or encumbrance that may affect the validity or marketability of the owner's title. Examples include unsatisfied liens, unreleased mortgages, or disputed boundary lines.

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