Environmental

Flood zone designations are determined by:

AThe state department of insurance
BFEMA through its Flood Insurance Rate Maps (FIRMs)✓ Correct
CThe county assessor
DThe Army Corps of Engineers solely

Explanation

FEMA produces Flood Insurance Rate Maps (FIRMs) that designate flood zones; properties in high-risk flood zones may be required to carry flood insurance if they have federally backed mortgages.

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