Fair Housing

Redlining as an illegal practice involves:

AMarking price reductions in red on a listing
BRefusing to make loans or provide insurance in certain geographic areas based on the racial or ethnic composition of the area✓ Correct
CRequiring a higher earnest money deposit from minority buyers
DRefusing to list properties in certain zip codes

Explanation

Redlining is the illegal practice by lenders, insurers, or other service providers of refusing services or providing unfavorable terms in certain geographic areas based on the racial or ethnic composition of those neighborhoods.

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