Escrow & Title

Title insurance protects against:

AFuture physical damage to the property
BDefects in title that existed prior to the policy date✓ Correct
CThe buyer defaulting on the mortgage
DZoning changes after purchase

Explanation

Title insurance protects the insured against losses from title defects, liens, or encumbrances that existed prior to the policy's effective date but were not discovered during the title search.

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