Escrow & Title
A 'cloud on title' in Iowa refers to:
AA warranty deed that has been lost
BAny document, claim, or lien that may impair or question the owner's title to real property✓ Correct
CA tax lien that has been paid but not released
DA property with an unclear legal description
Explanation
A cloud on title is any outstanding claim, document, lien, or encumbrance that appears in the record and could cast doubt on or impair the property owner's title. Title examinations are performed to identify and resolve title clouds before transfer.
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