Contracts

An Iowa buyer signs a purchase agreement but then discovers the home sits on a 100-year floodplain that was not disclosed. The buyer may be able to:

ADo nothing because caveat emptor (buyer beware) applies
BRescind the contract for misrepresentation or failure to disclose a material fact✓ Correct
COnly reduce the purchase price
DOnly seek damages if they already closed

Explanation

Failure to disclose a known material fact (such as floodplain location) may constitute misrepresentation, giving the buyer grounds to rescind the contract and recover the earnest money.

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