Escrow & Title

An Iowa property goes through foreclosure. After the sheriff's sale, a former owner may redeem the property within the statutory redemption period by:

AFiling a petition with the IREC
BPaying the full foreclosure judgment amount plus costs and interest✓ Correct
CSimply requesting a court order within 30 days
DPaying only the past-due mortgage payments

Explanation

During Iowa's one-year redemption period, the former owner may redeem the foreclosed property by paying the full amount owed on the judgment—outstanding mortgage principal, accrued interest, and costs.

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