Fair Housing
Which of the following fair housing violations involves a lender?
ASteering buyers toward specific neighborhoods
BBlockbusting to induce sales
CRedlining — refusing to make mortgage loans in certain areas based on racial composition✓ Correct
DPuffing — overstating a neighborhood's desirability
Explanation
Redlining is a lender-specific fair housing violation involving the practice of refusing to make mortgage loans (or offering worse loan terms) in certain geographic areas based on the racial or ethnic composition of those neighborhoods. It is illegal under the Fair Housing Act, ECOA, and CRA.
Related Iowa Fair Housing Questions
- A landlord who refuses to rent to a family because they have a child with a disability is violating which protected class(es)?
- The federal Fair Housing Act was enacted in which year?
- In Iowa, sexual harassment by a landlord toward a tenant is a form of:
- The Iowa Civil Rights Act added which protected class that is NOT in the federal Fair Housing Act?
- Under the Fair Housing Act, which of the following is a permitted exemption?
- The Americans with Disabilities Act (ADA) as it applies to commercial real estate requires:
- Which Iowa fair housing violation involves a pattern or practice of discrimination rather than a single incident?
- An Iowa landlord requires a higher security deposit from all tenants with disabilities. This is:
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