Fair Housing

Which Iowa fair housing violation involves a pattern or practice of discrimination rather than a single incident?

AIsolated racial steering

BSystematic discrimination that may be investigated by HUD or the Iowa Civil Rights Commission✓ Correct

CA single refusal to rent based on religion

DAn inadvertent advertisement violation

Explanation

A pattern or practice of discrimination involves systematic, recurring violations of fair housing law. Such cases may be investigated and prosecuted by HUD or the Iowa Civil Rights Commission, in addition to private lawsuits.

People Also Study

Key Terms to Know

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Redlining

An illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.

Blockbusting

An illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.