Fair Housing
A Kansas real estate agent may legally ask a prospective tenant about their:
ANationality and country of origin
BAbility to pay rent and meet financial obligations✓ Correct
CReligious practices and observance
DMarital status and family size for a one-bedroom unit
Explanation
Landlords and agents may ask about financial qualifications (income, credit, rental history) relevant to the ability to pay rent. Questions about protected characteristics are not permitted.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
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