Land Use & Zoning
In Kansas, what is a 'wetlands mitigation bank'?
AA bank that provides loans for wetlands development
BA site where wetland restoration is conducted in advance to generate credits that developers can purchase to offset unavoidable wetland impacts elsewhere✓ Correct
CA state-owned wetlands reserve program
DKDHE's fund for wetlands cleanup
Explanation
Wetlands mitigation banks restore, create, or preserve wetlands in advance to generate credits — developers who must impact wetlands can purchase credits from the bank to offset their impacts as required by Section 404 of the Clean Water Act.
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Key Terms to Know
Private Mortgage Insurance (PMI)
Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
Eminent DomainThe power of government to take private property for public use, with the requirement to pay the owner just compensation.
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