Fair Housing
Under the Fair Housing Act, what is a 'conciliation agreement' in a complaint resolution?
AA court judgment finding discrimination
BA voluntary settlement negotiated between the complainant, respondent, and HUD that resolves the complaint without formal adjudication✓ Correct
CA government order imposing penalties
DA legal opinion about whether discrimination occurred
Explanation
A conciliation agreement is a voluntary settlement between the parties in a fair housing complaint, facilitated by HUD. It may include monetary damages, policy changes, and training without a formal finding of discrimination.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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