Property Valuation

A Kentucky appraiser values a property at $285,000 using the sales comparison approach and $265,000 using the cost approach. When reconciling, the appraiser should:

AAverage the two values and report $275,000
BUse the highest value to protect the property owner
CUse the lowest value to protect the lender
DAnalyze data quality and weight each approach appropriately to arrive at a final value✓ Correct

Explanation

Reconciliation is not mechanical averaging. The appraiser must analyze the quality of data supporting each approach and the appropriateness of each approach for the property type. For most residential properties, the sales comparison approach would receive the most weight.

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