KY Real Estate Exam Prep

Pass the Kentucky
Real Estate Exam.
First Try.

The Kentucky real estate exam is administered by the Kentucky Real Estate Commission (KREC) and emphasizes Kentucky's minimum advertising standards — licensees must include their firm name in all advertising — and Kentucky's specific agency disclosure requirements, which mandate disclosure at the first meaningful contact with a client. The state portion also tests the Kentucky Purchase Agreement for Residential Property form and Kentucky's rules on earnest money handling and disbursement.

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130
Exam Questions
4 hours
Time Limit
75%
Passing Score
96 hrs
Pre-License Hours
57%
1st-Time Pass Rate
Official Requirements

Kentucky Real Estate License Requirements

Exam Questions
130
Time Limit
4 hours
Passing Score
75%
1st-Time Pass Rate
57%
Pre-License Hours
96 hours
Exam Fee
$100
Administered By
Kentucky Real Estate Commission (KREC)
KY Exam Prep

Built for the Kentucky Real Estate Salesperson Exam

The Kentucky first-time pass rate is 57%. Generic national prep leaves you guessing on KY-specific questions — our content is built around the Kentucky Real Estate Commission (KREC) exam outline so you study what's actually tested.

1,500+ Practice Questions

Covering every topic on the KY real estate salesperson exam — Kentucky license law, contracts, agency, finance, fair housing, math, and more.

Timed Mock Exams

Simulate the real 130-question, 4 hours test so exam day feels like familiar territory.

Track Your Weak Spots

See exactly which topics you're struggling with and focus your study time where it counts most.

What's On The Exam

Topics Tested on the Kentucky Real Estate Salesperson Exam

The Kentucky real estate exam covers both national real estate principles and KY-specific laws administered by the Kentucky Real Estate Commission (KREC). The 130-question exam tests your knowledge of property ownership, agency law, contracts, finance, kentucky license law, and more. Candidates who rely solely on national study materials typically underperform on the KY-specific portion — which is where most failures occur. Need to brush up on terminology? Our real estate glossary covers 500+ terms you may see on exam day.

Kentucky requires 96 hours of pre-license education before you can sit for the exam. The exam fee is $100, and you have 4 hours to complete all 130 questions — including real estate math problems covering commission, proration, and LTV. The current first-time pass rate in Kentucky is approximately 57% — focused, KY-specific preparation makes the difference between passing and retaking.

Property OwnershipAgency LawContractsFinanceKentucky License LawAgency RelationshipsContracts & AgreementsProperty FinanceFair Housing LawsEscrow & TitleReal Estate MathEnvironmental IssuesProperty ValuationTrust Fund HandlingLand Use & ZoningProperty Management
Where Students Struggle

Most Missed Kentucky Exam Topics

These are the topics Kentucky candidates most often fail. Each one requires KY-specific knowledge that generic national prep doesn't cover.

1

KREC License Law

Kentucky Real Estate Commission's specific licensing categories, supervision requirements, and continuing education mandates are tested. Kentucky's specific timeframes for license renewal and the consequences of late renewal are common exam topics.

Practice KREC License Law questions →
2

Agency Disclosure at First Contact

Kentucky requires agency disclosure at the first meaningful contact with a potential client — earlier than most states. The specific content of Kentucky's required disclosure and the consequences of failing to disclose are frequently tested.

Practice Agency Disclosure at First Contact questions →
3

Minimum Advertising Standards

Kentucky requires licensees to include their firm name in all advertising. Violations of Kentucky's advertising rules are tested on the state exam, and candidates often don't know the specific requirements.

Practice Minimum Advertising Standards questions →
4

Earnest Money Handling

Kentucky's specific rules on earnest money disbursement, dispute resolution, and the broker's responsibilities when a dispute arises between buyer and seller are tested areas on the state portion.

Practice Earnest Money Handling questions →
Student Reviews

What Kentucky Students Say

Real feedback from students preparing for the Kentucky real estate exam.

Common Questions

Kentucky Real Estate Exam FAQ

Answers to the most common questions about the Kentucky real estate exam and license process.

How many questions are on the Kentucky real estate exam?

The Kentucky real estate salesperson exam has 130 multiple-choice questions. You have 4 hours to complete the exam and must score at least 75% to pass.

What is the passing score for the Kentucky real estate exam?

The passing score for the Kentucky real estate exam is 75%. The exam is administered by the Kentucky Real Estate Commission (KREC) and consists of 130 questions. If you do not pass, you can retake the exam after a waiting period — check the Kentucky Real Estate Commission (KREC) website for current retake policies.

How long do I have to complete the Kentucky real estate exam?

Candidates have 4 hours to complete the Kentucky real estate salesperson exam. The exam consists of 130 multiple-choice questions, so budget your time carefully — that works out to roughly 1.8 minutes per question.

How many times can I take the Kentucky real estate exam?

Kentucky does not set a hard cap on the number of attempts for the real estate salesperson exam. However, you must pay the $100 exam fee each time you retake it, and the Kentucky Real Estate Commission (KREC) may require a waiting period between attempts. Review the official Kentucky Real Estate Commission (KREC) retake policy before scheduling.

What topics are covered on the Kentucky real estate exam?

The Kentucky real estate exam covers both national and state-specific content. Kentucky-specific topics include: Property Ownership, Agency Law, Contracts, Finance, Kentucky License Law. National topics include property ownership, fair housing laws, real estate finance, contracts, property valuation, escrow and title, and real estate math.

How do I apply for a Kentucky real estate license after passing the exam?

After passing the Kentucky real estate exam, you must complete a background check, secure a sponsoring broker, and submit your license application to the Kentucky Real Estate Commission (KREC). Your broker must hold an active Kentucky broker license. Processing times vary, so apply as soon as possible after passing.

What is the best way to study for the Kentucky real estate exam?

The most effective way to prepare for the Kentucky real estate salesperson exam is to combine reading the required course materials with heavy practice testing. Focus on Kentucky-specific license law (tested on the state portion) and the national topics like agency, contracts, fair housing, and real estate math. Timed mock exams that simulate the real 130-question, 4 hours format help reduce test-day anxiety.

How long does it take to get a Kentucky real estate license?

Most candidates complete the Kentucky real estate license process in 3 to 6 months. This includes completing 96 hours of pre-license education, scheduling and passing the 130-question exam (75% passing score), completing a background check, and obtaining broker sponsorship. Dedicated students who study consistently can move faster.

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Step-by-Step

How to Get Your Kentucky Real Estate License

1

Meet Eligibility Requirements

Be at least 18 years old and meet the Kentucky Real Estate Commission (KREC) requirements. No prior real estate experience needed.

2

Complete 96 Hours of Pre-License Education

Enroll in a Kentucky Real Estate Commission (KREC)-approved school and complete the required 96 hours of coursework. This can be done online or in-person.

3

Apply for the Exam

Submit your exam application to the Kentucky Real Estate Commission (KREC) and pay the $100 exam fee. Once approved, you'll receive your scheduling information.

4

Pass the Kentucky Real Estate Salesperson Exam

Pass the 130-question exam (4 hours) with a score of 75% or higher. The first-time pass rate is 57% — focused prep makes the difference.

5

Complete a Background Check

Submit fingerprints and complete the required background check through the Kentucky Real Estate Commission (KREC).

6

Find a Sponsoring Broker & Apply for License

As a new licensee, you must work under a licensed Kentucky broker. Submit your completed license application once you've secured a sponsoring broker.

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Free Study Guides

Kentucky Real Estate Exam Articles

In-depth guides covering every topic on the Kentucky exam.

How to Pass the Kentucky Real Estate Exam on Your First Try

Kentucky's real estate exam is 130 questions with a 75% passing score. Here's how to prepare for Kentucky agency law, licensing, and disclosure requirements.

10 min read
Kentucky Real Estate Exam Practice Questions (2026)

Practice questions targeting Kentucky-specific real estate law, sales associate licensing, KREC rules, and PSI exam content to help you pass on the first try.

7 min read
Kentucky Real Estate Exam Pass Rate: What to Expect

Learn Kentucky's real estate exam pass rate, what causes candidates to fail the PSI state section, and how to make sure you pass on your first attempt.

5 min read
Kentucky Real Estate Exam Topics: Complete Breakdown

Every topic covered on the Kentucky PSI real estate sales associate exam, from national content areas to Kentucky-specific state law.

6 min read
Kentucky Real Estate Exam Math Practice

Master real estate math for the Kentucky PSI exam with commission, proration, loan, and net proceeds practice problems at Kentucky home prices.

7 min read
Kentucky Agency Law: Complete Guide for the Real Estate Exam

Master Kentucky agency relationships, fiduciary duties, disclosure requirements, and dual agency rules for the PSI real estate sales associate exam.

6 min read
How Long Should You Study for the Kentucky Real Estate Exam?

Find out how many study hours Kentucky real estate candidates need beyond their 96-hour prelicense course to pass the PSI sales associate exam.

5 min read
Kentucky Fair Housing Laws: What's on the Real Estate Exam

A study guide for federal and Kentucky fair housing laws, protected classes, prohibited acts, and enforcement tested on the Kentucky PSI exam.

5 min read
Kentucky Real Estate License Requirements (2026)

Step-by-step guide to getting your Kentucky real estate sales associate license, from prelicense education through exam, application, and renewal.

5 min read
Kentucky Real Estate Contracts: Exam Study Guide

Master Kentucky contract law for the real estate exam, including purchase agreements, seller disclosure requirements, contingencies, and trust accounts.

6 min read
Kentucky Real Estate Exam Day Tips: How to Show Up Ready

Practical exam day advice for the Kentucky PSI real estate sales associate exam — what to bring, time management, and last-minute Kentucky facts.

4 min read