Real Estate Math

A Kentucky borrower has a $300,000 loan at 4.5%. What is the monthly interest in the first month?

A$1,000
B$1,125✓ Correct
C$1,200
D$1,350

Explanation

Monthly interest = $300,000 × (4.5% ÷ 12) = $300,000 × 0.00375 = $1,125. To solve this, multiply the relevant values: $300,000 at 4.5%.. The correct answer is $1,125.. This is a common calculation on the Kentucky real estate exam.

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