Contracts

A Kentucky buyer submits an offer with a financing contingency. If the buyer cannot obtain financing and properly invokes the contingency, the buyer is:

AIn breach of contract and forfeits the earnest money
BReleased from the contract and earnest money is returned✓ Correct
CRequired to purchase the property using cash
DRequired to pay a cancellation fee to the seller

Explanation

If a buyer properly invokes a financing contingency because they cannot obtain the specified financing, they are released from the contract and the earnest money must be returned.

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