Escrow & Title

A Kentucky mortgage foreclosure wipes out which of the following liens on the property?

AAll liens regardless of when they were recorded
BLiens recorded after the foreclosed mortgage was recorded✓ Correct
COnly mechanic's liens and judgment liens
DAll liens except IRS tax liens

Explanation

In Kentucky's judicial foreclosure process, the foreclosure extinguishes liens that are junior (recorded after) the mortgage being foreclosed. Senior liens (recorded before the foreclosed mortgage) survive the foreclosure and remain on the property.

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