Land Use & Zoning

A Kentucky property located in a special flood hazard area (SFHA) as designated by FEMA is required to have:

AA radon test before sale
BFlood insurance if the mortgage is federally backed✓ Correct
CAn environmental impact study
DA minimum lot size of 2 acres

Explanation

Properties in FEMA-designated special flood hazard areas (SFHAs, also called 100-year floodplains) are required to have flood insurance as a condition of any federally backed mortgage. Lenders must require this coverage under the National Flood Insurance Program.

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