Real Estate Math

A Kentucky property owner refinances a $175,000 balance into a new 20-year loan at 5%. The first month's interest payment is:

A$583.33
B$729.17✓ Correct
C$875.00
D$937.50

Explanation

Monthly interest = $175,000 × (5% ÷ 12) = $175,000 × 0.004167 = $729.17. To solve this, multiply the relevant values: $175,000 at 5%.. The correct answer is $729.17.. This is a common calculation on the Kentucky real estate exam.

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