Fair Housing
A Kentucky property owner with 4 single-family rental homes refuses to rent to Hispanic applicants. The owner claims the Mrs. Murphy exemption. Is this valid?
AYes, because owners of fewer than 5 units are exempt from federal fair housing
BNo, the Mrs. Murphy exemption only applies to owner-occupied dwellings with 4 or fewer units✓ Correct
CYes, if the owner uses a real estate agent
DNo, Kentucky state law eliminates the Mrs. Murphy exemption entirely
Explanation
The Mrs. Murphy exemption applies only to owner-occupied buildings with four or fewer units where the owner actually lives in one of the units. This owner rents four separate single-family homes and does not live in them, so the exemption does not apply.
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