Real Estate Math

A property in Lexington sells for $390,000. The buyer puts 10% down. What is the LTV ratio?

A80%
B85%
C88%
D90%✓ Correct

Explanation

Down payment = $390,000 × 10% = $39,000. Loan = $351,000. LTV = $351,000 ÷ $390,000 = 90%. To solve this, multiply the relevant values: $390,000 at 10%.. The correct answer is 90%.. This is a common calculation on the Kentucky real estate exam.

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