Finance
In Kentucky, a lender who charges excessive fees relative to the loan amount on high-cost mortgages may violate:
AKREC regulations
BHOEPA (Home Ownership and Equity Protection Act)✓ Correct
CRESPA only
DThe Kentucky Fair Housing Act
Explanation
HOEPA imposes restrictions on high-cost mortgage loans, limiting fees and requiring additional disclosures when the fees or interest rate exceed specified thresholds.
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