Environmental
In Kentucky, the potential for flooding near the Ohio, Kentucky, or Cumberland rivers is a material fact that should be:
ADisclosed only if the buyer asks
BDisclosed to prospective buyers as it affects the property's value and insurability✓ Correct
CNot required to be disclosed under Kentucky law
DDisclosed only for commercial properties
Explanation
Flood risk is a material fact that affects a property's value, insurability, and habitability. Kentucky licensees must disclose known material facts including flood history or risk.
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