Fair Housing
In Kentucky, which of the following is an example of 'disparate impact' in housing?
AA landlord who refuses to rent to Black applicants
BA facially neutral policy that has a disproportionate negative effect on a protected class✓ Correct
CAn agent who only shows properties in certain neighborhoods
DA lender who charges higher rates to minority borrowers
Explanation
Disparate impact refers to policies that are neutral on their face but have a disproportionate negative effect on a protected class, which may still violate fair housing laws even without discriminatory intent.
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