Fair Housing
Which of the following is an example of redlining?
AA lender offering lower interest rates in affluent neighborhoods
BA lender refusing to make loans in certain geographic areas based on racial composition✓ Correct
CA landlord setting higher rents in desirable neighborhoods
DA licensee showing homes only in a buyer's stated preferred neighborhood
Explanation
Redlining is the illegal practice of denying loans or insurance to people in certain geographic areas based on the racial or ethnic composition of those areas, regardless of individual creditworthiness.
Related Kentucky Fair Housing Questions
- Under the federal Fair Housing Act, which of the following is NOT one of the seven protected classes?
- A disabled Kentucky buyer asks a seller to install a ramp at the entrance as a reasonable modification. Who typically bears the cost?
- Under the Fair Housing Act, a landlord must allow a tenant with a disability to make reasonable modifications to their unit if:
- A Kentucky landlord who enforces a 'no children' policy is violating the Fair Housing Act's protection for:
- A Kentucky property management company that refuses to rent to a prospective tenant because they are from Mexico is violating which protected class?
- An owner-occupied building with four or fewer units is exempt from the federal Fair Housing Act EXCEPT for which prohibition?
- The Americans with Disabilities Act (ADA) requires which Kentucky properties to provide accessible features?
- A Kentucky landlord who requires larger security deposits from tenants with children than from tenants without children is:
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