Fair Housing
Under the Fair Housing Act, a person who was discriminated against must file a complaint with HUD within:
A90 days of the alleged discriminatory act
B1 year of the alleged discriminatory act✓ Correct
C2 years of the alleged discriminatory act
D3 years of the alleged discriminatory act
Explanation
A Fair Housing Act complaint must be filed with HUD within 1 year (12 months) of the alleged discriminatory act. A private lawsuit under the FHA may be filed within 2 years.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Option ContractA contract giving the buyer the right, but not the obligation, to purchase a property at a specified price within a specified time period.
Private Mortgage Insurance (PMI)Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
Adverse PossessionA doctrine by which a person can gain legal title to another's land by openly, continuously, and adversely occupying it for a statutory period.
Math Concepts
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