Contracts

A Louisiana purchase agreement includes an appraisal contingency stating the property must appraise at the purchase price. The appraisal comes in $15,000 below the purchase price. The buyer may:

ADo nothing — appraisals are just opinions
BExercise the contingency to renegotiate the price, accept the gap, or terminate the contract✓ Correct
CForce the lender to use a different appraiser
DAutomatically receive a price reduction from the seller

Explanation

An appraisal contingency gives the buyer options when the appraisal comes in below the purchase price: negotiate a price reduction with the seller, pay the difference out of pocket, or terminate the contract and receive the earnest money back.

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