Escrow & Title

A 'title defect' in Louisiana may be caused by all of the following EXCEPT:

AAn undisclosed heir claiming ownership
BA forged signature on a prior act of sale
CA property being located in a flood zone✓ Correct
DAn unrecorded lien from a prior owner

Explanation

A flood zone designation is a property characteristic that may affect value and insurability, but it does not create a defect in the chain of title. Title defects relate to ownership or lien issues.

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