Escrow & Title
Which document in Louisiana certifies that the property has no outstanding liens or encumbrances before the act of sale?
AThe title commitment
BThe mortgage certificate (certificate of title)✓ Correct
CThe property disclosure form
DThe homestead exemption application
Explanation
In Louisiana, a mortgage certificate (or lien search) is conducted before closing to certify that the property has no outstanding mortgages, judgments, or liens that would affect the buyer.
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