Property Ownership

In Louisiana, a 'dation en paiement' (dation in payment) occurs when:

AThe borrower makes an early payoff on their mortgage
BA debtor transfers property to a creditor in lieu of a monetary payment to satisfy a debt✓ Correct
CThe state acquires property through eminent domain
DA property is donated to a charity

Explanation

A dation en paiement (from French, 'giving in payment') is a Louisiana Civil Law concept where a debtor transfers property to a creditor in satisfaction of a debt — essentially a deed in lieu of cash payment. It is similar to a deed in lieu of foreclosure.

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