Property Valuation

In Maine, a 'drive-by' or 'exterior-only' appraisal provides what level of reliability compared to a full interior appraisal?

AThe same reliability
BLess reliability, as the appraiser cannot inspect interior condition✓ Correct
CMore reliability, as the appraiser can be more objective
DNo recognized reliability for mortgage purposes

Explanation

An exterior-only or desktop appraisal provides less reliability than a full interior appraisal because the appraiser cannot verify interior condition, quality of construction, and systems. Lenders typically require full appraisals for purchase transactions.

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