Contracts

In Maine, a 'right of rescission' under the federal Truth-in-Lending Act applies to:

AAll real estate purchase contracts
BRefinances and certain home equity loans on a primary residence✓ Correct
CAll commercial real estate transactions
DAll first mortgage purchase transactions

Explanation

The federal right of rescission under TILA gives borrowers 3 business days to cancel refinance transactions and certain home equity loans on their primary residence. It does NOT apply to purchase money mortgages.

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